How can you offer this service for free?

• Our services are free to you, the buyer. We are paid a commission by the Builder/Seller. We are compensated by the builder who knows and understands the value we bring to their community. We bring home buyers who are pre qualified and work with a New Homes Expert that will handle the details to make certain the transaction works smoothly.

What is the best way to determine that an agent is right for me?

• Any one of our agents is well qualified to help you. We have worked with builders in the Atlanta metro area for years and know the product and market and can navigate through the processes with you. Go to Find An Agent and read some bios, you’ll find an agent that will suit your needs.

Can you handle the purchase of investment property?

• ABSOLUTELY. We have transacted millions of dollars of investment property and many of us own several investment properties of our own. If you are a seasoned real estate investor or are looking for you first investment home, go to FIND AN AGENT and let us help you.

• You may be a good candidate for one of the federal mortgage programs available. Start by contacting an Agent who can put you in touch with the right Lender that can assist you in finding a program that suits your situation.

So what will my mortgage cover?

• Most mortgages consist of 4 parts:

  1. principal: the repayment of the amount you actually borrowed
  2. interest: payment to the lender for the money you’ve borrowed
  3. homeowner's insurance: a monthly amount, required by most lenders to insure the property owner against loss from fire, smoke, theft, and other hazards
  4. property taxes: the annual city/county taxes assessed on your property, divided by the number of mortgage payments you make in a year.

I’m a single parent. How would I go about buying a home?

• The Fair Housing Act prohibits discrimination in housing because of Race or color , National origin, Religion, Sex ,Familial status (including children under the age of 18 living with parents or legal custodians, pregnant women and people securing custody of children under 18), Disability (Physical or Mental) .
  
  Become familiar with the process, go to Find an Agent on our website and let the expert select a mortgage lender to pre-qualify you for a loan. The process is free and there is no obligation.

Should I use a real estate broker? How do I find one?

• Using a real estate broker is a good idea. A real estate professional can guide you through all the details, including financial ones, of buying a home. A real estate broker will be well acquainted with all the important things you’ll want to know about a neighborhood. The agent will help you determine the price range you can afford and will search the classified ads and multiple listing services for homes in your price range. The broker also has immediate access to homes as soon as they’re put on the market, so your chances of locating what you want increase.
  
  Once you want to make an offer, the broker can point out ways to structure your deal to save you money. The agent will explain the different types of mortgages, guide you through the paperwork, and answer last-minute questions when you sign the final papers.

  You should be aware that unless you have specifically requested a Buyer’s Agent, the agent essentially represents the seller. Your Find New Homes Agent works directly for you as a Buyers Agent and represents ONLY you, AND OUR SERVICES ARE FREE! Go to Find an Agent and get a new Homes Professional Expert to answer your questions and help you start the process of a new home search. Make the no obligation contact online or by phone.

So what will happen at closing?

• Basically, you’ll sit at a table with your broker, the seller, and a closing agent. The closing agent will have a stack of papers for you and the seller to sign. While he or she will give you a basic explanation of each paper, you may want to take the time to read each one and/or consult with your agent to make sure you know exactly what you’re signing. After all, this is a large amount of money you’re committing to pay for a lot of years! Before you go to closing, your lender is required to give you a booklet explaining the closing costs, a "good faith estimate" of how much cash you’ll have to supply at closing, and a list of documents you’ll need at closing. If you don’t get those items, be sure to call your lender BEFORE you go to closing. Don’t hesitate to ask questions.